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Glossary of Terms

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Living Will
A set of instructions documenting a person's wishes about medical care intended to sustain life. It is used if a patient becomes terminally ill, incapacitated, or unable to communicate or make decisions. A living will protects the patient's rights and removes the burden for making decisions from family, friends, and physicians.

Long-Term Care
Long-term care describes a variety of services that include medical and non-medical care for people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes.

Long-Term Care Insurance
This type of insurance policy is designed to cover long-term care expenses in a facility or at home.

 

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